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Loans, though not as desirable as grants, should not be dismissed.
Loans are excellent resources and can help make your adoption dream a reality. There are many loans available to adoptive families—specific to adoption or non-specific in use—and many have very reasonable or zero interest rates.
We take out loans for major purchases — a home, a new car, or other things. But can you honestly think of a better "investment" than a child? A beautiful addition to your family will bring you infinite smiles... tears of happiness... moments of intense pride... a lifetime of joy... a beautiful soul to carry on your name... and best of all, unconditional love which no amount of money can rival. All this and more makes adoption worthy of a loan — so much more so than anything else.